Texas Hard Money Lenders

Texas Hard Money Lenders

Looking for a Texas hard money lender? We are the top private lender for hard money in the state of Texas. We lend statewide for all real estate projects, whether you’re looking to buy a property, rehab a property, or refinance your current loan.

Real Estate Investing

Top Lenders in Texas

FlipCo Financial is a top lender in the state of Texas. We specialize in hard money loans for investors who need funding fast. Our team of dedicated account managers are passionate about helping our investors achieve project success. Our company is unique in the fact that all our account managers are real estate investors themselves, so we know hard money inside and out. Our team is here to make sure that all our investors get the most out of their hard money loans. We love seeing our clients’ projects succeed.

Our company is based in Houston, Texas however we lend all across the state.

Locations We Lend

  • Houston
  • San Antonio
  • Dallas
  • Fort Worth
  • Austin

If you are in a location outside of these major cities, still contact us. We are happy to work with investors all across the state and nationwide.

Fast Hard Money When You Need It

When you need fast hard money, turn to the experts at our Texas hard money lender. We provide quality hard money loans in just 72 hours, so you can get the funding you need to get your project moving. As experienced real estate investors, we understand that time is of the essence when it comes to hard money loans. We take great pride in having our own private lenders so that we can finance quickly.

We Offer a Variety of Loans

No matter what your needs are, our Texas hard money lender can offer a loan that fits. We offer a variety of loans, including fix and flip loans, bridge loans, and Rehab & Construction loans. We can also work with you to refinance your current loan. Our process is easy and simple and requires little paperwork with usually no credit checks. Our account managers will work with you to ensure you have the right type of loan for your project.

We're Here to Help

At our Texas hard money lender, we’re here to help you get the funding you need for your next real estate project. We have over 10 years of experience in the lending industry, and we’re dedicated to providing quality service and support. Contact us today to learn more about our services! We offer online quotes and will answer any question you have.

What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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