FlipCo Financial

Kansas City Hard Money Lender

We provide direct private loans to help investors achieve project success.

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​Loan includes a rehab budget which is 100% funded.

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Close fast with no pre-payment fee.

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Allows non-owner occupied investors to leverage their funds.

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Participate in a transaction without bringing funds to the table.

Best Hard Money Lender in Kansas City Missouri

Kansas City Hard Money Lending

At FlipCo Financial, we pride ourselves on being fast hard money lenders who are able to provide Fix and Flip Loans to property investors across Kansas City. Our team of experienced professionals understands the unique needs and challenges of the real estate market. With our industry expertise, we are able to help property investors achieve their goals. We know that when our clients are in need of quick financing for a fix and flip project, they need a hard money loan that will provide them with fast and reliable funding. Our commitment to trust and honesty is at the core of everything we do; we work closely with our clients to ensure that they receive the best possible loan for their needs. Contact us today to learn more about how we can help you with your next investment property!

FlipCo Financial Lending in Kansas City, Missouri

Record Jobs

Job postings in Kansas City are at record highs. The employment sectors showing the fastest signs of growth include construction, manufacturing, trade and transportation, leisure and hospitality, and professional and business services.

State Proximity

Kansas City is the largest city in Missouri and spans the Missouri and Kansas state lines. The economy is diverse, and the government is business friendly - two of the many things that help keep the real estate market in Kansas City growing strong and steady.

Low Cost of Living

Forbes ranks Kansas City as one of the best places for business and careers, job growth, and education in the U.S. with a cost of living 3% below the national average. Total per capita tax burden in Kansas is about 10% less than the national average.

Kansas City Hard Money Loan Programs


Quick closing

Minimal doc collection

All investor loans (non-owner occupied)

No appraisals, credit or background checks

  • Loan includes a rehab budget which is 100% funded.
  • Leverage funds for multiple projects at once.
  • Asset based approval.
  • Quick and virtual rehab reimbursement.
  • Close fast with a shortened guaranteed interest.
  • No guaranteed interest.
  • Stay ultra-competitive while making offers.
  • Ideal for quick turnarounds and refinance exit stratgies.
  • Allows non-owner occupied investors to leverage their funds.
  • Ideal for auction purchases.
  • Close with cash and let us put it back in your pocket.
  • Get out of high interest rate private and hard money loans.
  • Participate in a transaction without bringing funds to the table.
  • Have a true closing to report.
  • Seamless transaction.
  • Bring your wholesaling game up a notch!

What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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