PRIVACY POLICY STATEMENT

PRIVACY POLICY STATEMENT

We welcome you to the website (“Our Site”) of Flipco Financial, LLC and its operating subsidiaries (collectively referred to as “We”, “Flipco” and the “Company”), all of which are headquartered in Houston, Texas.  Our Site was created to provide information about Flipco Financial’s services as a private money lender for the purchase, renovation, and resale of single-family residential properties to individual, business, and commercial investors who visit Our Site to learn more about our Services (“you” and “your”).  We invite you to read our Privacy Policy which explains what types of information we collect from you, how and why we use and store your information, who we share it with and why, and your legal rights as to your information.

TABLE OF CONTENTS OF OUR PRIVACY POLICY STATEMENT

  1. Personal Information We Collect
  2. Non-Identifiable Data and Aggregated Personal Data
  3. Our Use of Your Personal Information
  4. Our Disclosure of Your Personal Information
  5. Links to Other Websites
  6. Cookie Policy
  7. Security
  8. Minors
  9. Exclusions
  10. Other Terms and Conditions
  11. Changes to Our Privacy Policy
  12. Contact Information

     1. Information We Collect

When you visit Our Site, interact with us to request, or provide information, or transact business with us, we may collect, use, store, and share your Personal Information (collectively, “Site Visits”).  The term “Personal Information” refers to information, data, and documentation that identifies, describes, relates to, or is linked or otherwise associated with you, your family, or your household, but does NOT include: (1) publicly available information that is lawfully available and obtainable from Federal, state or local public records; or (2) is de-identified or aggregate consumer information not specifically identifiable as being connected to you, your family, or your household.

     

     2. Non-Identifiable and Aggregated Personal Data and Information

Your Site Visits results in the receipt and storage of certain personally non-identifiable information or aggregated Personal Data and Information that is collected passively in databases that use various technologies employed by the Company and its vendors and service providers for the use of the Company.  This tracking and analytic data is not used except for quantitative analysis of the traffic on Our Site and is not sold or used for any other purpose.

     3. Our Use of Your Personal Information

The Company uses your Personal Information to provide the Services we offer in financing the purchase, renovation, and resale of non-owner-occupied single family residential properties and we use your Personal Information in a manner consistent with our Privacy Policy.  Specific uses of your Personal Information include, but are not limited to, (i) answering any questions you have regarding our Services; (ii) resolving any problems you encounter with Our Site, your loan application, electronic communications with us, or other aspects of our interaction with you; and (iii) monitoring the quantity and quality of our interactions with you in the use of our Services in order to improve the quality of our content, customer service, and functionality of Our Site.

     4. Our Disclosure of Your Personal Information

We perform most of the functions necessary to perform the Services in connection with our business purpose by the employees of our subsidiaries and affiliates at our business headquarters, but also have to work with third parties such as title companies, banks, law firms, software vendors, website designers, and governmental authorities and therefore must share access to and disclose some of your Personal Information in order to perform our Services to you.  While we do not sell your Personal Information for any purpose, your Personal Information would be part of the transferred assets in the event of a corporate reorganization, merger, sale, dissolution, or similar event.

The Company also may be required to disclose your Personal Information if compelled to do by applicable law or governmental authorities with jurisdiction over the business activities of the Company or you if our legal counsel determines that such disclosure is necessary to: (i)  comply with such legal obligations; (ii) protect or defend your or our rights or property interests, including protecting against legal liability or preserving legal rights and remedies where appropriate to do so; (iii) protect the safety and integrity of you, us, or the general public; or (iv) as otherwise necessary or appropriate under exigent circumstances such as providing relief or preventative action in a force majeure event.

     5. Links to Other Websites

Our Privacy Policy applies only to Our Site and the Services we offer and provide to you and do not apply to any websites offered by third parties not affiliated with the Company, even if such third-party websites might be referenced in materials found on Our Site or linked to Our Site.  The Company recommends that you contact such third-party websites for their Privacy Policies.

     6. Cookie Policy

The technology of some of our third-party vendors as well as of the Company may employ small text files commonly referred to as “cookies” that are sent to your computer or mobile device to enable access to the features and functionality of their sites and our sites.  These cookies can be described as either “session cookies”, which helps to identify you and are of short duration or as “persistent cookies”, which continue to identify you over a longer period such as asking you whether you would like to stay signed in or need more time to continue on the Site.  Should you prefer not to receive cookies or to set up rules as to when to see or not see cookies, we would direct your attention to a Tool in the Help Section (or similar function) to delete or manage cookies to suit your particular needs.

     7. Security

We believe that the Company takes reasonable preventative measures in the use, disclosure, retention, and protection of your Personal Information to minimize the risk of loss, misuse, alteration, destruction, and unauthorized use of disclosure of your Personal Information; however, we recognize that no method of transmission of data and information over the Internet or via mobile device is 100% secure. We cannot and do not guarantee the absolute security of your Personal Information, and strongly recommend that you utilize your own Internet security protection and take other proactive means to protect your Personal Information to supplement our own commercially reasonably means to also maintain the security of your Personal Information in the transaction of business with us.

     8. Minors

Our Services are intended only for persons over the age of 18, and we do not knowingly collect or handle Personal Information from Minors under the age of 18.  If we are aware of any instance where we have inadvertently received information from a Minor, we may delete this Personal Information without notice, but if you are aware of any information of a Minor being disclosed to us, please advise us and we will take appropriate action to ensure the safe destruction of such Personal Information.

     9. Exclusions

This Privacy Policy does not apply to any Personal Information collected by Flipco other than Personal Information provided to and by us in the actual or contemplated performance of the Services we offer.  Therefore, any unsolicited information you provide outside of the scope of our Services being provided to you, such as comments, testimonials, commentary, or other content posted to blogs, forums, shared at events, or otherwise shared or provided (collectively, “Unsolicited Information”) shall be deemed to be non-confidential and available for distribution, reproduction, publication, or other use or disclosure on Our Site, promotional materials, or otherwise without attribution or limitation.

     10. Other Terms and Conditions

Your access to and use of our Services is also subject to our Terms of Use and Electronic Communications Policies, as may be changed from time to time, which are posted on Our Site at: www.flipcofinancial.com.

11. Changes to Our Privacy Policy

Our Privacy Policy is based upon the Services we currently provide and may change from to time without prior notice due to changes in applicable Federal, State, or local law and applicable regulations; changes in the scope of the Services we offer; changes in the geographic scope of our Services; and other factors.  We will post our updated Privacy Policy with the update date indicated below and your continued use of our Services after the posting shall indicate your continued agreement with Privacy Policy as updated and posted on our Site: www.flipcofinancial.com.

     12. Contact Us

You may contact us via email at Our Site: www.flipcofinancial.com or by writing to us at our business headquarters address: Flipco Financial, LLC, 12140 Wickchester Lane, Suite 100, Houston, Texas 77079 Attention: Director of Business Development or by calling us at our toll-free number at 888-490-1810.