FlipCo Financial

Tampa Hard Money Lender

We provide direct private loans to help investors achieve project success.

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​Loan includes a rehab budget which is 100% funded.

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Close fast with no pre-payment fee.

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Allows non-owner occupied investors to leverage their funds.

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Participate in a transaction without bringing funds to the table.

Best Hard Money Lender in Tampa Florida

Tampa Hard Money Lending

At FlipCo Financial, we are proud to offer hard money loans to property investors across Tamp, Florida. Whether you require quick financing for a fix and flip project or just looking to purchase your next investment property, our experienced team is here to help. We pride ourselves on providing fast and reliable funding that meets the specific needs of our clients.

Our commitment to honesty and trust lies at the core of everything we do, and we are dedicated to working closely with our clients to understand their individual goals and needs. With FlipCo Financial, you can rest assured that you are in good hands!

FlipCo Financial Lending in Tampa, Florida

Affordable Property

Tampa ranks 1st among affordable markets for first time home buyers. Tampa's real estate market is ranked high in rental real estate because of low-cost property compared to other prime rental markets in the state.

Top 10 Market

Tampa Bay area has been named one of the nation’s top 10 markets for real estate investment several times. Its unemployment rate is less than 3%, it's in the top 20% US for appreciation, and it is the fastest growing city in Florida.

Great Environment

Residents and tourists alike never run out of exciting things to do and with the weather, you can enjoy the outdoors all year long. Enjoy beaches, quiet lakes, shopping, serene botanical gardens, farmers markets, manatees, kayaking, and more.

Tampa Hard Money Loan Programs


Quick closing

Minimal doc collection

All investor loans (non-owner occupied)

No appraisals, credit or background checks

  • Loan includes a rehab budget which is 100% funded.
  • Leverage funds for multiple projects at once.
  • Asset based approval.
  • Quick and virtual rehab reimbursement.
  • Close fast with a shortened guaranteed interest.
  • No guaranteed interest.
  • Stay ultra-competitive while making offers.
  • Ideal for quick turnarounds and refinance exit stratgies.
  • Allows non-owner occupied investors to leverage their funds.
  • Ideal for auction purchases.
  • Close with cash and let us put it back in your pocket.
  • Get out of high interest rate private and hard money loans.
  • Participate in a transaction without bringing funds to the table.
  • Have a true closing to report.
  • Seamless transaction.
  • Bring your wholesaling game up a notch!

What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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