FlipCo Financial

Knoxville Hard Money Lender

We provide direct private loans to help investors achieve project success.

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​Loan includes a rehab budget which is 100% funded.

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Close fast with no pre-payment fee.

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Allows non-owner occupied investors to leverage their funds.

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Participate in a transaction without bringing funds to the table.

Best Hard Money Lender in Knoxville Tennessee

Knoxville Hard Money Lending

FlipCo Financial is proud to partner with hard money borrowers throughout the Knoxville, Tennesee area. We are a premier hard money lender specializing in fix and flip loans. We take pride in working closely with our clients, listening to their goals, and finding innovative solutions that meet their needs. Our honest approach has successfully allowed building successful relationships and trust among our clients, and we are always transparent in our dealings with clients. Let us create a long-lasting partnership as your hard money lender. We would be happy to discuss your project and see if we can be of assistance.

FlipCo Financial Lending in Knoxville, Tennessee

Mixed Real Estate

Knoxville has a mixture of owner-occupied and renter-occupied housing. One or two bedroom single-family detached homes are the most commonly found housing units.

Employment Rise

Knoxville has been ranked 11th on the country’s Best Cities for Jobs list with the city scoring well due to its robust job opportunities and employment growth.

Affordable Living

Knoxville is ranked in the top 8 on a list of the 10 Best Affordable Small and Midsize Cities to Live In. One of the most attractive reasons to live in Knoxville is that it has an overall cost of living that is 15% lower than national averages.

Knoxville Hard Money Loan Programs


Quick closing

Minimal doc collection

All investor loans (non-owner occupied)

No appraisals, credit or background checks

  • Loan includes a rehab budget which is 100% funded.
  • Leverage funds for multiple projects at once.
  • Asset based approval.
  • Quick and virtual rehab reimbursement.
  • Close fast with a shortened guaranteed interest.
  • No guaranteed interest.
  • Stay ultra-competitive while making offers.
  • Ideal for quick turnarounds and refinance exit stratgies.
  • Allows non-owner occupied investors to leverage their funds.
  • Ideal for auction purchases.
  • Close with cash and let us put it back in your pocket.
  • Get out of high interest rate private and hard money loans.
  • Participate in a transaction without bringing funds to the table.
  • Have a true closing to report.
  • Seamless transaction.
  • Bring your wholesaling game up a notch!

What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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