Short-Term Bridge Loan

Short-Term Bridge Loan

A bridge loan is a short-term “gap” loan that allows you to purchase property while you have an existing property to sell. Some investors use bridge loans to purchase and flip properties that require little to no rehab costs.

In today’s competitive housing market, bridge loans allow buyers to make offers without a contingency. These short-term bridge loans are the perfect solution for investors looking to fill in the gaps between traditional and long-term financing.

Bridge Loan - FlipCo Financial

Short-Term Bridge Loan For Investors

A Short-Term Bridge loan is often used by investors when they are unable to get traditional financing from a bank. For example, an investor may use a bridge loan to purchase a property that needs significant repairs. The investor can then make the repairs and quickly resell the property for a profit. Alternatively, the investor may refinance the property after making the repairs, using the increased value of the property to secure a more traditional loan.

These loans are typically more expensive than traditional mortgages, due to the higher risk involved for the lender. In addition, Short-Term bridge loans often come with strict lending terms, such as requiring monthly interest payments even if the property is vacant. As a result, a short-term bridge loan is not always suitable for all investors. However, for those who are able to secure financing and manage the risks involved, short-term bridge loans can be an excellent way to finance the purchase of the real estate. Contact us to learn what loan is best for you! 

What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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