Direct Fast Funding For Real Estate Investors

Real Estate Hard Money Lenders

We provide direct private hard money loans to help investors achieve project success within 72 Hours. We are the right hard money lenders to partner with.

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Quick Closing - Fast Funds

We provide FAST funds - get funded within 48 hours from clear title.

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Simple & Easy Process

The premier, easy to work with lender that utilizes flexible and easy solutions.

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No Hidden Fees

We are transparent lenders that explain the numbers every step of the way.

Easy Hard Money Loan Programs

Explore easy alternative financing options and hard money loans. No experience needed.

Loan includes a rehab budget which is 100% funded.

Close fast with no pre-payment fees.

Allows non-owner occupied investors to leverage their funds.

Start a transaction without bringing funds to the table.

hard money lenders

Our Story

Our team at FlipCo Financial makes flipping houses a reality by putting clients first, leading the hard money lending industry through innovation, transparency and partnerships.

Our parent company has a history of over 20 years of successful entrepreneurial skills in multiple industries. With continued growth going into 2023, we can’t wait for what this year holds and the many years to come! We strive to be the top hard money lender in Houston Texas and beyond. 

What Clients Say About Us!

States We Lend In

We provide hard money loans in cities throughout Texas, Tennessee, Georgia, Missouri, Kansas, Arizona, Colorado, North Carolina, South Carolina, and Florida. 


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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