FlipCo Financial

Real Estate Hard Money Lender

We provide direct private loans to help investors achieve project success.

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Quick Closing - Fast Funds

We provide FAST funds - get funded within 48 hours from clear title.

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Simple & Easy Process

The premier, easy to work with lender that utilizes flexible and easy solutions.

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No Hidden Fees

We are transparent lenders that explain the numbers every step of the way.

Our Direct Lending Process

01

Application

02

Approval

03

Get Funded

Complete the simple and straightforward online loan application. One of our account managers will quickly contact you to discuss your application and answer any questions.

You provide a few documents for our team to review and we maintain correspondence with you to ensure that everything looks good.

Get your funds FAST to close and start your investment!

01

Application

Complete the simple and straightforward online loan application. One of our account managers will quickly contact you to discuss your application and answer any questions.

02

Approval

You provide a few documents for our team to review and we maintain correspondence with you to ensure that everything looks good.

03

Get Funded

Get your funds FAST to close and start your investment!

Fix and Flip Loans

  • Loan includes a rehab budget which is 100% funded.
  • Leverage funds for multiple projects at once.
  • Asset based approval.
  • Quick and virtual rehab reimbursement.

Short-Term Bridge

  • Close fast with a shortened guaranteed interest.
  • No guaranteed interest.
  • Stay ultra-competitive while making offers.
  • Ideal for quick turnarounds and refinance exit stratgies.

Refinancing

  • Allows non-owner occupied investors to leverage their funds.
  • Ideal for auction purchases.
  • Close with cash and let us put it back in your pocket.
  • Get out of high interest rate private and hard money loans.

Transactional Funding

  • Participate in a transaction without bringing funds to the table.
  • Have a true closing to report.
  • Seamless transaction.
  • Bring your wholesaling game up a notch!

Details About Our Hard Money Loan Programs

5/5

Quick closing

Minimal doc collection

All investor loans (non-owner occupied)

No appraisals, credit or background checks

What Clients Say About Us!

FAQ's

At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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