ELECTRONIC COMMUNICATIONS CONSENT POLICY

We welcome you to the website (“Our Site”) of Flipco Financial, LLC. and its operating subsidiaries (hereinafter sometimes collectively referred to as “Flipco Financial” and the “Company”), all of which are headquartered in Houston, Texas. Our Site was created to provide information about Flipco Financial’s services as a private money lender for the purchase, renovation, and resale of single-family residential properties to individual, business, and commercial investors who visit Our Site (“you” and “your”). Please check our Site for the latest version of our Terms of Service Policy which explains the terms and conditions for the use of Our Site, including without limitation those set forth below:

TABLE OF CONTENTS OF OUR ELECTRONIC COMMUNICATIONS CONSENT POLICY STATEMENT

• Your Relationship with Flipco Financial
• Our Privacy Policy and Other Policies
• Acceptance of Terms of Service
• Your Use of Our Site and Our Services
• Revisions and Updates
• Exclusions from Representations and Warranties
• Limitation of Liability
• Miscellaneous
• Contact Information

• Your Relationship with Flipco Financial

Our Site was created to provide information about Flipco Financial, LLC’s services as a private money lender for the purchase, renovation, and resale of single-family residential properties (“Services”). The loan evaluation and process we offer requires the swift exchange  of Company information and your Personal Information in order to make an informed business decision from initial evaluation to funding in a matter of days.  Therefore, it is essential for information and documentation to be exchanged electronically from the inception of our Services through final funding of your approved loan.

• Our Privacy Policy and Other Policies

Before you use our Services, we strongly recommend that you read our Policies, all of which can be accessed through our Site, in order to inform you of your rights and our responsibilities to you. Please ask us any questions regarding any Policy or Program found here or elsewhere on our Site and seek your independent legal counsel with respect to any of the above Policies and Programs.

• Acceptance of Terms of Service

In order to use our Services, you must be at least 18 years of age, of sound mind, and otherwise able to enter into a legally binding contract under the laws of the state in which you reside and of the United States of America. After you have read and understand the terms and conditions under which we are willing to extend a loan offer to you, we require you to accept our Terms of Service.  Terms of Service shall be accepted by your execution of the Flipco Financial intake form provided to you on our Site.

• Your Use of Our Site and Our Services

We are required by Company Policy as well as by applicable Federal, state, and local laws to obtain certain information and documentation (“Personal Information”) from you in order to evaluate your Flipco Financial, LLC intake form with us. Please consult our Privacy Policy for a more detailed discussion of our legal responsibilities and your legal rights with respect to our use and disclosure of our Personal Information.

• Revisions and Updates

Flipco Financial periodically revises and updates our Policies, Programs, Services, Site, as necessary to maintain compliance with all applicable legal and contractual obligations and to offer a better customer experience for the users of our Site and our Services.   By your acceptance of our Terms of Service Policy, you agree to be responsible for reviewing any revisions and updates that we periodically make as part of our business operations.

• EXCLUSIONS FROM REPRESENTATIONS AND WARRANTIES

UNLESS AND TO THE EXTENT EXPRESSLY REQUIRED IN ANY CONTRACT BETWEEN YOU AND THE COMPANY OR BY APPLICABLE LAW, WE HEREBY DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES WITH RESPECT TO OUR SERVICES.  FURTHER, YOU HEREBY ACKNOWLEDGE AND AGREE, AS A CONDITION TO YOUR USE OF OUR SITE AND OUR SERVICES TO YOU THAT: (A) YOU ACCEPT THESE TO THESE EXCLUSIONS FROM REPRESENTATIONS AND WARRANTIES; (B) YOUR RIGHTS AND REMEDIES ARE EXPRESSLY LIMITED TO THOSE THAT ARISE UNDER ANY CONTRACT WITH US OR AS OTHERWISE PROVIDED BY LAW, SUBJECT TO THE LIMITATION OF LIABILITY SET FORTH IN SECTION 7 BELOW; (C) ALL OTHER REPRESENTATIONS AND WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO SUITABILITY OF THE INVESTMENT PURSUED WITH THE USE OF LOAN PROCEEDS UNDER OUR CONTRACT WITH YOU, OUR INTERNAL ASSESSMENT OF VALUE, BEFORE OR AFTER ANY CONTEMPLATED RENOVATIONS OF THE RESIDENTIAL PROPERTY WITH SUCH LOAN PROCEEDS AND YOUR FUNDS, OR OTHERWISE ARE EXPRESSLY DISCLAIMED AND DENIED; AND (D) YOU AGREE TO SOLELY BEAR ANY AND ALL RISKS, LIABILTY, AND EXPENSES ASSOCIATED WITH YOUR BUSINESS INVESTMENT AND LOAN WE MAKE TO YOU IN CONNECTION WITH SAID INVESTMENT, INCLUDING BUT NOT LIMITED TO ANY LIABILITY TO US IN CONNECTION WITH SUCH LOAN, TOGETHER WITH ANY REASONABLE ATTORNEYS’ FEES, AND EXPENSES ASSOCIATED THEREWITH.

• LIMITATION OF LIABILITY

IN CONJUNCTION WITH AND SUBJECT TO EXCLUSION OF REPRESENTATIONS AND WARRANTIES SET FORTH IN SECTION 6 ABOVE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE NEITHER THE COMPANY NOR YOU SHALL BE LIABLE TO THE OTHER PARTY FOR ANY INCIDENTIAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, TREBLE, PUNITIVE, OR OTHER INDIRECT DAMAGES, INCLUDING WITHOUT LIMITATION ANY LOSS OF INVESTMENT; PROFIT; GOODWILL; BUSINESS REPUTATION; LOSS, DAMAGE, DESTRUCTION, OR MISUSE OF DATA; OR OTHER INTANGIBLE LOSS.

• Miscellaneous

By your execution and delivery of our Flipco Financial intake form, you agree to abide by our Policies, including this Terms of Service Policy and acknowledge that you have been advised to become familiar with the terms of our Policies, as updated on our Site. If you have any questions, we look forward to helping you with answers and any other assistance that we can offer to help you achieve your financial goals in the dynamic real estate markets that we serve.

• Contact Information

You may contact us via email at Our Site: https://flipcofinancial.com/ or by writing to us at our business headquarters address: Flipco Financial, LLC, 12140 Wickchester Lane, Suite 100, Houston, Texas 77079 Attention: Director of Business Development or by calling us at our number at 888-490-1810.