Local Hard Money Lenders For Real Estate

Hard money lending is a type of financing in which a borrower receives funds from a hard money lender, typically in the form of a loan. Hard money loans are usually short-term loans, with terms ranging from one year to three years. Hard money loans are typically used for the purchase of investment properties, such as fix-and-flip properties or rental properties. hard money lenders are typically private individuals or companies, as opposed to banks or other financial institutions. hard money loans are typically more expensive than traditional bank loans, but they can be easier to obtain for borrowers with less-than-perfect credit. hard money lenders usually require collateral, such as the property being purchased, in order to secure the loan.

Real Estate Investing

Local Hard Money Lenders

FlipCo Financial is a hard money lender that helps investors get funded to complete their projects and achieve success. We provide fast funding for real estate investors looking to purchase, rehab, or refinance properties. Our loans are backed by collateral, so we’re able to approve loans quickly and without the same strict credit requirements of traditional lenders. This allows us to fund projects that other lenders would not finance, giving our clients the opportunity to succeed where others may have failed. We’re proud to be a hard money lender that helps our clients achieve their goals and fulfill their potential.

FlipCo Financial Loans Nationwide
North Carolina
South Carolina

Lender of Hard Money Loan by FlipCo Financial

Why Hard Money For Investing?

When it comes to real estate investing, hard money is often the best option. The reason hard money is such a good option for real estate investing is that it is fast and flexible. With a hard money loan, you can typically get the funding you need within 3 days, And because hard money lenders are not as strict as banks when it comes to credit score requirements, it is easier to qualify for hard money financing. If you are looking for a fast and flexible financing option for your real estate investing business, hard money is the way to go.

FlipCo Financial Is Your Premier Hard Money Lender

When it comes to hard money lending, FlipCo is the best in the business. We offer quick turnaround times, and minimal requirements to get approved and our loan officers work with you to ensure your project is successful. We understand that time is of the essence when it comes to hard money lending, so we make sure to get you the funds you need as quickly as possible. Whether you’re flipping a house or funding a new construction project, we have the experience and expertise to help you succeed. When it comes to choosing a hard money lender you want to make sure to choose a company you can trust with this huge decision. We have had client success with thousands of lenders. We have the resources and funds to ensure that you are successful with your real estate investment.

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What Clients Say About Us!


At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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