FlipCo Financial

Phoenix Hard Money Lender

We provide direct private loans to help investors achieve project success.

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​Loan includes a rehab budget which is 100% funded.

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Close fast with no pre-payment fee.

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Allows non-owner occupied investors to leverage their funds.

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Participate in a transaction without bringing funds to the table.

Phoenix Hard Money Lending

FlipCo Financial is a premier hard money lender specializing in fix and flip financing solutions in the Phoenix, Arizona market. We take pride in working closely with our clients, listening to their goals while finding innovative solutions that meet their needs – all the way down from an honest approach which has successfully allowed building successful relationships among them! Let us discuss a solution for your next real estate investment project and what type of loan might best suit you or any other project ideas.

Phoenix Hard Money Loan by FlipCo Financial

Increased Value

While home prices rose across the country last year, Phoenix ranked first among all major metro areas. Rental prices are also increasing, with Phoenix boasting a high price-to-rent ratio and double-digit rent growth in recent years.

Strong Job Market

Phoenix ranks No. 2 among the top 5 best-performing labor markets in the country. Out of large metros in the US, the Valley had the second-highest increase in 6-figure jobs in 2020. Tech companies have been relocating here for low taxes.

Low Vacancy Rates

Recently the Phoenix rental market’s vacancy rate fell to 3.8%, the lowest in 20 years. Developers continue to construct new apartments across the city, but demand continues to rise and outpace supply.

Phoenix Hard Money Loan Programs

5/5

Quick closing

Minimal doc collection

All investor loans (non-owner occupied)

No appraisals, credit or background checks

  • Loan includes a rehab budget which is 100% funded.
  • Leverage funds for multiple projects at once.
  • Asset based approval.
  • Quick and virtual rehab reimbursement.
  • Close fast with a shortened guaranteed interest.
  • No guaranteed interest.
  • Stay ultra-competitive while making offers.
  • Ideal for quick turnarounds and refinance exit stratgies.
  • Allows non-owner occupied investors to leverage their funds.
  • Ideal for auction purchases.
  • Close with cash and let us put it back in your pocket.
  • Get out of high interest rate private and hard money loans.
  • Participate in a transaction without bringing funds to the table.
  • Have a true closing to report.
  • Seamless transaction.
  • Bring your wholesaling game up a notch!

What Clients Say About Us!

FAQ's

At FlipCo, we understand that time is of the essence for real estate transactions. We can fund projects within 48 hours of receiving clear title and all underwriting documents.

The most important part of our deal structure is ensuring our client are set up for success. We go the extra mile to ensure that title issues are not overlooked, legal documents are prepared correctly for our clients and that our clients have all the tools they need for their projects. Our client’s success comes before anything else.

The monthly interest payment calculation is explained in detail via the agreed upon Term Sheet that is signed prior to project closing. We charge interest only payments and only ever on funds used.

Yes, every property we lend on is required to have title, builder’s risk, hazard, and general liability insurance.

  • Single Family Residential, up to 4 doors (No Owner-Occupied)
  • First lien position
  • Previously flooded properties require additional diligence from our underwriting team
  • Additional square footage will require a survey prior to funding

We typically approve our clients within 48 hours of receiving all required documents.

We do not require third party appraisals. All underwriting and price opinions are performed in house reducing project costs as well as providing enhanced efficiency to the underwriting process timeline.

  • Last 3 months of bank statements
  • Financial statement
  • Completed borrower application

We offer a 3 and 6 month term.

FlipCo typically does not require a credit check. We pride ourselves on lending on the asset and strategy rather than the borrower’s credit score.

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